Montacuta substriata is a species of small marine bivalve mollusc in the family Lasaeidae. It is found on the eastern side of the Atlantic Ocean where it is often associated with a sea urchin, such as Spatangus purpureus. This species was first described in 1808 by the English naturalist George Montagu who gave it the name Ligula substriata. It was later transferred to the genus Montacuta, making it Montacuta substriata.